PocketGuard: Money & Budgeting 5.1

PocketGuard is a free budgeting app designed to help users effectively manage their personal finances. With the use of intelligent algorithms, PocketGuard simplifies budgeting and eliminates the need for extensive number crunching. The app takes care of routine tasks such as expense tracking and bill monitoring, allowing users to focus on money management operations.

One of PocketGuard's standout features is the "IN MY POCKET" function, which calculates disposable income after expenses, savings, and necessary funds have been allocated. This provides users with a clear understanding of the amount available for monthly budgets.

Comprehensive analytics are also provided by PocketGuard's budgeting app, offering users various reports to gain insights into their spending habits. This data allows them to make necessary adjustments and optimize their monthly budgets.

As a bill organizer, PocketGuard automatically identifies and includes bills and subscriptions in the monthly budget. This feature helps users stay on top of due dates and provides an opportunity to negotiate better rates with service providers, enabling further optimization of budgets.

The app also supports users in setting and achieving financial goals. PocketGuard offers the necessary tools to establish goals effectively, making them an integral part of personal finance management.

For those with debts to pay off, PocketGuard assists in creating a customized debt-payoff plan. By connecting credit and loan accounts, the app's smart algorithm determines the most profitable repayment strategy, potentially saving users hundreds or even thousands of dollars in interest.

As far as security is concerned, PocketGuard ensures data protection using 256-bit SSL encryption - the same level of security employed by major banks globally. Additional security measures include PIN codes and biometric authentication (such as Touch ID & Face ID).

Please note that PocketGuard is currently only compatible with U.S. and Canadian financial institutions.

While a premium subscription, PocketGuard Plus, is available and offers access to additional features, it is not mandatory for using PocketGuard.

PocketGuard Plus subscription prices are as follows:

• Monthly - $7.99 per month
• Annual - $34.99 per year
• Lifetime - $79.99 as a one-time purchase

Prices are subject to change without notice and shown in U.S. dollars. Other countries may have different pricing.

PocketGuard values user privacy and has a dedicated Privacy Policy and Terms of Use that users can refer to for further information.