PocketGuard: Money & Budgeting 5.1

PocketGuard: Money & Budgeting 5.1

PocketGuard, Inc. – Freeware – Android iOS
out of 6728 votes
Latest Version
5.1
Safe to install

Take Control of Your Finances with PocketGuard

Elena Angelini

PocketGuard simplifies budgeting and expense tracking, making it easy for users to manage their money effectively and avoid overspending.
2025 Editor's Rating
EXCELLENT User Rating

PocketGuard is a free budgeting app designed to help users effectively manage their personal finances. With the use of intelligent algorithms, PocketGuard simplifies budgeting and eliminates the need for extensive number crunching. The app takes care of routine tasks such as expense tracking and bill monitoring, allowing users to focus on money management operations.

One of PocketGuard's standout features is the "IN MY POCKET" function, which calculates disposable income after expenses, savings, and necessary funds have been allocated. This provides users with a clear understanding of the amount available for monthly budgets.

Comprehensive analytics are also provided by PocketGuard's budgeting app, offering users various reports to gain insights into their spending habits. This data allows them to make necessary adjustments and optimize their monthly budgets.

As a bill organizer, PocketGuard automatically identifies and includes bills and subscriptions in the monthly budget. This feature helps users stay on top of due dates and provides an opportunity to negotiate better rates with service providers, enabling further optimization of budgets.

The app also supports users in setting and achieving financial goals. PocketGuard offers the necessary tools to establish goals effectively, making them an integral part of personal finance management.

For those with debts to pay off, PocketGuard assists in creating a customized debt-payoff plan. By connecting credit and loan accounts, the app's smart algorithm determines the most profitable repayment strategy, potentially saving users hundreds or even thousands of dollars in interest.

As far as security is concerned, PocketGuard ensures data protection using 256-bit SSL encryption - the same level of security employed by major banks globally. Additional security measures include PIN codes and biometric authentication (such as Touch ID & Face ID).

Please note that PocketGuard is currently only compatible with U.S. and Canadian financial institutions.

While a premium subscription, PocketGuard Plus, is available and offers access to additional features, it is not mandatory for using PocketGuard.

PocketGuard Plus subscription prices are as follows:

  • Monthly - $7.99 per month
  • Annual - $34.99 per year
  • Lifetime - $79.99 as a one-time purchase

Prices are subject to change without notice and shown in U.S. dollars. Other countries may have different pricing.

PocketGuard values user privacy and has a dedicated Privacy Policy and Terms of Use that users can refer to for further information.

Overview

PocketGuard: Money & Budgeting is a Freeware software in the category Business developed by PocketGuard, Inc..

The latest version of PocketGuard: Money & Budgeting is 5.1, released on 09/23/2023. It was initially added to our database on 09/23/2023.

PocketGuard: Money & Budgeting runs on the following operating systems: Android/iOS.

Users of PocketGuard: Money & Budgeting gave it a rating of 5 out of 5 stars.

Pros

  • User-friendly interface, making budgeting accessible for all levels of experience.
  • Automatic categorization of expenses helps users understand their spending habits seamlessly.
  • Real-time bank syncing to keep up-to-date with finances at all times.
  • Customizable budgeting goals allow users to tailor their financial plans according to personal priorities.
  • Offers insights and reports to help track spending trends and identify areas for improvement.

Cons

  • Limited features in the free version, requiring a subscription for full access to all functionalities.
  • Some users report occasional syncing issues with bank accounts, leading to incomplete or inaccurate data.
  • The premium version can be considered relatively pricey compared to similar apps in the market.
  • Lack of investment tracking features compared to more comprehensive financial apps.
  • Limited customer support options may frustrate users needing assistance.

FAQ

What is PocketGuard?

PocketGuard is a money management app that helps users track their spending, create budgets, and manage their finances in one place.

How does PocketGuard work?

PocketGuard syncs all your financial accounts in one place, categorizes your transactions, and shows you an overview of your finances including income, expenses, and budgets.

Is PocketGuard free to use?

PocketGuard offers a free version with basic features. There is also a paid subscription option called PocketGuard Plus that provides additional features like customized budget categories and advanced financial insights.

Is PocketGuard secure to use?

Yes, PocketGuard uses bank-level security measures to protect your data. It uses encryption to ensure your financial information is safe and secure.

Can I link all my bank accounts to PocketGuard?

Yes, PocketGuard allows you to link all your bank accounts, credit cards, loans, and investments to get a full picture of your financial situation.

Can I create custom budgets in PocketGuard?

Yes, with PocketGuard Plus subscription, you can create custom budgets based on your spending habits and financial goals.

Does PocketGuard provide insights on spending patterns?

Yes, PocketGuard offers insights on your spending patterns, trends, and alerts you when you are close to exceeding your budget limits.

Can I get bill reminders with PocketGuard?

Yes, PocketGuard can remind you of upcoming bills and help you stay on top of your payment deadlines.

Is PocketGuard available on both Android and iOS devices?

Yes, PocketGuard is available for download on both Android and iOS devices.

Does PocketGuard offer customer support?

Yes, PocketGuard provides customer support through email and in-app help center to assist users with any questions or issues they may have.


Elena Angelini

Elena Angelini

I'm Elena, your go-to software reviewer at UpdateStar and tech enthusiast. Whether you're a user seeking the latest software titles or software news I've got you covered. When I'm not diving into the latest software, you can find me exploring nature trails, camping under the stars, or competing in online multiplayer games. My reviews are designed to be fun, engaging, and packed with all the details you need to make informed decisions.

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